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Filter Results : Personal Loan




Personal Loan
Ahoto Home Improvement Loan
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Purpose:
For home improvement.

Share:     Opportunity International Savings and Loans

Target: "Economically active clients" who are working and are self-employed Micro entrepreneurs
Repayment Period: 24 months
Max Amount: GHS 10,000
Security: Varied/Optional Guarantor, Lien over Fixed Deposit, Collateral, Stock etc. Movable and non-movable properties e.g. vehicles, land, building. Personal guarantor depending on the loan amount. Cash collateral./mo
Application Fee: GHS 5
Processing Fee: GHS 0
Other Requirements: Applicant should own or rent a house. If the applicant is renting the house, the lease should be at least 2-5 years.
Mode of disbursement: Bank Account
Personal Loan
UMB Personal Loan
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Purpose:
Personal Loans for salaried workers

Share:     Universal Merchant Bank

Target: Salaried workers
Repayment Period: 48 months
Min Amount: GHS 1,000
Max Amount: GHS 100,000
Min Net Income: GHS 500/mo
Other Requirements:
  • Completed Application Form to be filled by employee, recommended and signed by employer and approved by UMB.
  • Proof of identity i.e. passport, Driver's license, Voter ID, NHIS Card & other valid Pic ID
  • Proof of residence (utility, directional map to residence)
  • Proof of salary – Last 3 month payslips
  • Letter of undertaking from employer
  • Assignment of terminal benefit/Third party guarantor
    Personal Loan
    School Fees Loans
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    Purpose:
    For payment of their ward’s School fees and school related expenses

    Share:     Opportunity International Savings and Loans

    Target: "Economically active clients" who are working and are self-employed (with focus on women) - micro entrepreneurs. Financially excluded clients who do not have savings / loan account with other formal institutions such as Banks.
    Repayment Period: 12 months
    Max Amount: GHS 3,000
    Security: Varied/ Optional Guarantor, Group Guarantee, Lien over Fixed Deposit, Collateral, Stock etc. Clients in 5th cycle and above do not need guarantor(s) if the amount is not more than GHS1, 000./mo
    Application Fee: GHS 5
    Processing Fee: GHS 0
    Other Requirements: Applicant must be an existing or new client. Applicant’s ward must be in private basic school or 2nd cycle school. Borrowing clients can access this facility provided they can meet repayment obligations based on their cash flow.
    Mode of disbursement: A cheque/banker's draft to the school. BMs must request draft from their clearing Banks.
    Personal Loan
    Ghana Armed Forces Staff Loans
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    Purpose:
    Meet short to meduim term financial needs.

    Share:     Best Point Savings and Loans

    Target: Ghana Armed Forces Staff
    Scheme Loan: Yes
    Repayment Period: 48 months
    Min Amount: GHS 200
    Min Net Income: GHS 500/mo
    Other Requirements: Staff of Ghana Armed Forces
    Personal Loan

    Purpose:
    To improve water supply and sanitation situations including: Household latrines/toilets construction ...

    Share:     Opportunity International Savings and Loans

    Target: Economically active clients and non-clients
    Repayment Period: 24 months
    Processing Fee: GHS 0
    Mode of disbursement: Transfer to Account
    Personal Loan
    Ahoto Incremental Building Loan
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    Purpose:
    For incremental building.

    Share:     Opportunity International Savings and Loans

    Target: "Economically active clients" who are working and are self-employed- Micro entrepreneurs
    Repayment Period: 36 months
    Max Amount: GHS 20,000
    Security: Varied/Optional Guarantor, Lien over Fixed Deposit, Collateral, Stock etc. Movable and non-movable properties e.g. vehicles, land, building. Personal guarantor depending on the loan amount. Cash collateral./mo
    Application Fee: GHS 5
    Processing Fee: GHS 0
    Other Requirements: Applicant should own land and provide: Receipt of purchase of land, Indenture and Land Title Certificate. Applicant should be in the process of purchasing a land and provide Site plan for a search at Lands Commission. Acceptable background check for purchase of land. Applicant must have started a housing project
    Mode of disbursement: Bank Account
    Personal Loan
    Government/ Public Employee Loan
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    Purpose:
    Meet short to meduim term financial needs.

    Share:     Best Point Savings and Loans

    Target: Government/Public Employees
    Repayment Period: 48 months
    Min Amount: GHS 200
    Min Net Income: GHS 500/mo
    Other Requirements: Government/Public Employees
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    Personal Loan
    Absa Direct Personal Loan
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    Purpose:
    A personal loan that's ideal if you need a bit extra to finance a car, buy that house or even furthe ...

    Absa Bank

    Target: Customer
    Repayment Period: 60 months
    Min Amount: GHS 500
    Max Amount: GHS 280,000
    Min Net Income: GHS 500/mo
    Personal Loan

    Purpose:
    Helping you improve the quality of your life.

    Standard Chartered Bank

    Target: Salaried Workers
    Scheme Loan: Yes
    Employer Guarantee: Accepted
    Max Amount: GHS 180,000
    Min Net Income: GHS 700/mo
    Personal Loan
    Personal Overdaft
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    Purpose:
    Meet short term liquidity needs

    Standard Chartered Bank

    Target: Customers
    Requires Collateral: Yes
    Repayment Period: 12 months
    Personal Loan
    Unsecured Personal Loans
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    Purpose:
    Meet short to meduim term financial needs

    Stanbic Bank

    Target: Salaried Workers
    Scheme Loan: Yes
    Employer Guarantee: Accepted
    Repayment Period: 60 months
    Min Amount: GHS 500
    Max Amount: GHS 50,000
    Personal Loan

    Purpose:
    Loan for consumer durables, furniture, land purchase, rent etc

    Republic Bank

    Target: Customer and Investors in Republic Bank Managed Funds
    Repayment Period: 24 months
    Min Amount: GHS 500
    Max Amount: GHS 15,000
    Min Net Income: GHS 100/mo
    Personal Loan
    Loyalty Credit & Loan
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    Purpose:
    Loan for consumer durables, furniture, land purchase, rent etc

    Republic Bank

    Target: Customer and Investors in Republic Bank Managed Funds
    Repayment Period: 24 months
    Min Amount: GHS 500
    Max Amount: GHS 15,000
    Min Net Income: GHS 100/mo
    Personal Loan
    Employee Managed Personal Loan
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    Purpose:
    Meet short to meduim term financial needs

    Fidelity Bank Ghana

    Target: Salaried workers
    Scheme Loan: Yes
    Employer Guarantee: Accepted
    Repayment Period: 60 months
    Max Amount: GHS 200,000
    Min Net Income: GHS 700/mo