Financial Products

We're dedicated to helping you get your finances in good shape.

Keep Me Updated

We're constantly looking for better deals to keep you updated.

FEATURED LOANS

View All
Personal Loan
UMB Personal Loan
view provider information

Purpose:
Personal Loans for salaried workers

Share:     Universal Merchant Bank

Target: Salaried workers
Repayment Period: 48 months
Min Amount: GHS 1,000
Max Amount: GHS 100,000
Min Net Income: GHS 500/mo
Other Requirements:
  • Completed Application Form to be filled by employee, recommended and signed by employer and approved by UMB.
  • Proof of identity i.e. passport, Driver's license, Voter ID, NHIS Card & other valid Pic ID
  • Proof of residence (utility, directional map to residence)
  • Proof of salary – Last 3 month payslips
  • Letter of undertaking from employer
  • Assignment of terminal benefit/Third party guarantor
    Asset Financing
    Edusolution (Auto Financing)
    view provider information

    Purpose:
    Loan (Auto Financing) for private schools

    Share:     Letshego (Ghana)

    Target: Private Schools
    Repayment Period: 60 months
    Min Amount: GHS 5,000
    Max Amount: GHS 300,000
    Other Requirements: Show evidence of proven sustainable cashflow
    Salary Advance
    UMB Salary Advance Overdraft
    view provider information

    Purpose:
    50% of applicant's net salary. Either 30, 60 or 90 days with a 30 days clean up cycle.

    Share:     Universal Merchant Bank

    Target: Salaried workers
    Min Net Income: GHS 500/mo
    Other Requirements:
    • A completed Salary Advance Overdraft request form
      Personal Loan
      Ahoto Home Improvement Loan
      view provider information

      Purpose:
      For home improvement.

      Share:     Opportunity International Savings and Loans

      Target: "Economically active clients" who are working and are self-employed Micro entrepreneurs
      Repayment Period: 24 months
      Max Amount: GHS 10,000
      Security: Varied/Optional Guarantor, Lien over Fixed Deposit, Collateral, Stock etc. Movable and non-movable properties e.g. vehicles, land, building. Personal guarantor depending on the loan amount. Cash collateral./mo
      Application Fee: GHS 5
      Processing Fee: GHS 0
      Other Requirements: Applicant should own or rent a house. If the applicant is renting the house, the lease should be at least 2-5 years.
      Mode of disbursement: Bank Account
      Asset Financing
      Edusolution (Bridge Financing)
      view provider information

      Purpose:
      Loan (Bridge Financing) for private schools located at a known place.

      Share:     Letshego (Ghana)

      Target: Private Schools
      Repayment Period: 3 months
      Min Amount: GHS 5,000
      Max Amount: GHS 300,000
      Other Requirements: School located at a known place. Proven sustainable cash flow
      Personal Loan
      School Fees Loans
      view provider information

      Purpose:
      For payment of their ward’s School fees and school related expenses

      Share:     Opportunity International Savings and Loans

      Target: "Economically active clients" who are working and are self-employed (with focus on women) - micro entrepreneurs. Financially excluded clients who do not have savings / loan account with other formal institutions such as Banks.
      Repayment Period: 12 months
      Max Amount: GHS 3,000
      Security: Varied/ Optional Guarantor, Group Guarantee, Lien over Fixed Deposit, Collateral, Stock etc. Clients in 5th cycle and above do not need guarantor(s) if the amount is not more than GHS1, 000./mo
      Application Fee: GHS 5
      Processing Fee: GHS 0
      Other Requirements: Applicant must be an existing or new client. Applicant’s ward must be in private basic school or 2nd cycle school. Borrowing clients can access this facility provided they can meet repayment obligations based on their cash flow.
      Mode of disbursement: A cheque/banker's draft to the school. BMs must request draft from their clearing Banks.
      Asset Financing
      Edusolution (Fixed Asset Financing)
      view provider information

      Purpose:
      Loan (Fixed Asset Financing) for private schools who have operated a school for at least three acade ...

      Share:     Letshego (Ghana)

      Target: Private Schools
      Repayment Period: 60 months
      Min Amount: GHS 5,000
      Max Amount: GHS 500,000
      Other Requirements: Have operated a school for at least three academic terms. Proven sustainable cash flow
      Mode of disbursement: Covienient customer access through our digital platform (USSD, Web forms etc)
      Personal Loan
      Government/ Public Employee Loan
      view provider information

      Purpose:
      Meet short to meduim term financial needs.

      Share:     Best Point Savings and Loans

      Target: Government/Public Employees
      Repayment Period: 48 months
      Min Amount: GHS 200
      Min Net Income: GHS 500/mo
      Other Requirements: Government/Public Employees
      Personal Loan

      Purpose:
      To improve water supply and sanitation situations including: Household latrines/toilets construction ...

      Share:     Opportunity International Savings and Loans

      Target: Economically active clients and non-clients
      Repayment Period: 24 months
      Processing Fee: GHS 0
      Mode of disbursement: Transfer to Account
      Auto Loan
      Bayport Car Title Loan
      view provider information

      Purpose:
      Formally employed and business owners who own private vehicles. Equal installment.

      Share:     Bayport Savings and Loans

      Target: Formally employed and business owners who own private vehicles
      Repayment Period: 36 months
      Min Amount: GHS 3,000
      Max Amount: GHS 35,000
      Other Requirements: Formally employed and business owners who own private vehicles

      FEATURED INSTITUTIONS

      View All

      Frequently Asked Questions

      It is a Loan Marketplace that provides an avenue for lenders to get permanently list and advertise their loan products on a subscription basis so that borrowers can easily find their offerings and in return get a list of qualified leads whose profiles match their loan criteria.

      We understand the value of timely credit to meet life goals and needs. Our platform helps lenders find you more easily by conveniently matching you with the best lenders for your profile. No more trying your luck with multiple lenders or informing your entire network of your loan needs. Just sign up and get started in your search for a loan more conveniently

      Kindly note that credit appraisal and lending are done by lenders, we help them find you more conveniently

      The platform provides an avenue to find your preferred loan.

      • On the homepage, identify "Find a loan" and enter. The page displays various loan types to choose from. Upon providing a few details on your loan preference and other relevant personal details, the platform matches you with the best fit lender.

      Or

      • On the homepage, identify "Financial Institutions" and enter to choose your preferred institution. The page displays the institution’s information including their loan offers. Select a loan type of your choice and complete the required details from the institution. This mode of application will send your details directly to the bank.

      On the homepage, identify "Financial Institutions" and enter to choose your preferred institution. The page displays the institution’s information including their loan offers. Select a loan type of your choice and complete the form to get started. Your information will be sent to that particular institution only.

      Applicants' verified contact information will be sent to the lender to enable the lender reach out to qualified applicants.

      No, the platform offers no loans.

      The platform offers a loan finding service by matching you to lenders. Lenders make lending decisions based on their internal credit appraisal processes.

      The platform allows users to find more than a loan type at a time

      Managers of the platform will relay your information including your contact details to the lender to reach out if you qualify for their product.

      Your information submitted on the site is strictly used for the purpose the platform seeks to achieve and not for any other purpose.

      Managers of the platform do not charge prospective borrowers or users for using the platform.